How can I invest money to get good returns?

There are several ways to earn good returns in India, but you must first determine your financial goals. The next step is to determine your monthly cash flow (income less expenses), choose the appropriate funds, and then begin investing.

Stock Market

A stock market, equity market, or share market is the gathering of buyers and sellers of stocks, also known as shares, which represent ownership claims on businesses. These securities may include stock that is only traded privately, such as shares of private companies that are sold to investors through equity crowdfunding platforms, as well as stock that is listed on a public stock exchange.


A PPF account, also known as a Public Provident Fund account, is supported by the Indian government and is available through banks and post offices. It has a 15-year term; however withdrawals are permitted starting in the seventh year. Taxes are not due on the invested capital, interest, or maturity sum. Every three months, the interest rate is changed in accordance with the yields on government bonds.

Systematic Investment Plans

You can invest a small amount on a regular basis in your favorite mutual fund scheme with a systematic investment plan, or SIP. By turning on a SIP, a certain sum is automatically taken out of your bank account each month and invested in the mutual fund of your choice.


Real estate includes the land and any enduring features that are tied to it, whether they are created by nature or by humans. These features can include water, trees, minerals, structures, residences, fences, and bridges. One type of real property is real estate. It is distinct from personal property, which includes items like cars, boats, jewels, furniture, and farm machinery that aren’t anchored to the ground.


An initial public offering (IPO) is the process of selling new shares of a private company to the general public. A corporation can raise money from general public investors through an IPO. Additionally, it enables public investors to take part in the sale.

Mutual Funds

A mutual fund is a type of investment plan that raises money from investors and places that money in a variety of assets. The money raised from multiple investors is typically invested in financial securities including bonds, certificates of deposit, and shares, as well as money-market products like these. Asset classes can be broadly divided into three categories: equity, debt, and money market instruments. It is possible to make these investments for the short, medium, or long term. The type of asset invested in affects the risk level of the funds as well.

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