Tata Capital Unlisted Share Prices
Tata Capital Ltd.
INE976I01016
Listing Status: DRHP Not Filed
About Tata Capital Unlisted Share Prices
Overview of Tata Capital Unlisted Share Prices
Milestones
2007 : TCL commences NBFC operations in 2007
2008 : Tata Capital Housing Finance Ltd incorporated
2010 : Tata Capital Financial Services Ltd incorporated
2012 : TCL reorganised as CIC and transferred its NBFC business to TCFSL
2013 : Private Equity Funds raised - $1 billion
2013 : Tata Cleantech Finance incorporated
2018 : Rating transition from AA+ to AAA
2023 : Loan Book crosses INR 1 lakh crore mark, Highest ever PAT, TCCL & TCFSL merged into TCL
Management
Mr. Saurabh Agrawal – Chairman
· Group CFO of Tata Sons Private Limited. Prior to joining Tata Sons in June 2017, he was the Head of Strategy of the Aditya Birla Group.
· Ex-Merrill Lynch, Ex-Standard Chartered Bank
· UG from IIT Roorkee, PG from IIM Kolkata
Mr. Rajiv Sabharwal – MD & CEO
· B. Tech from IIT Delhi and PGDM from IIM Lucknow
· Ex- ICICI Bank, Ex- Sequoia Capital, Ex-True North
Product
Portfolio of Tata Capital
As a one stop financial services provider, Tata Capital caters to the diverse financial requirements of its retail, corporate and institutional customers with a comprehensive suite of products and offerings :
Driving business digitally
Digital transformation continues to be an area of continuous focus for Tata Capital. During the FY 22-23, the Company has continued to invest to create best-in-class digital platforms and products. This in turn has enabled Tata Capital to provide superior and more personalized customer experiences, greater operational efficiency across the lending value chain and become a relevant player in India’s growing digital ecosystem.
Insights of Tata Capital Unlisted Share Prices
Business Insights
Key Highlights FY22-23:
· Disbursals grew by 42% YOY to 75,099 Crore led by our investments in digital and focus on deeper markets.
· Consolidated market position in key products across both Retail as well as MSME segments. Share of Retail & MSME stood at 80%+ of the loan book.
· Margins improved by 20 bps YOY; aided by high growth and better product mix despite higher cost of funds.
· Credit cost stood at 0.5% (down by 80 bps YoY), which is amongst the lowest in the industry.
· Tata Capital continued to maintain strong asset quality, which remains the best amongst peers. As of year-end, the gross NPA & net NPA stood at 1.7% & 0.4% respectively.
· Tata Capital achieved highest-ever PAT of 2,975 Crore with a YOY growth of 80%; excluding certain one-time gains, PAT stood at 2,414 Crore (up by 46% YoY).
· Tata Capital highest-ever ROE of 23.0%, up by 740 bps YoY; excluding one-time gains, the ROE stood at 17.3%
· Loan book of Tata Capital stood at 1,35,251 crores (76% secured)
· Tata Capital has around 600+ branches and 38 lakh customers.
· Tata Capital is profitable since inception and has secured AAA rating by Crisil, ICRA and India ratings.
Disbursals & loan book
Liability Mix
Tata Capital & its key subsidiaries
Name of the subsidiary |
Holding % |
Tata Securities Limited |
100% |
Tata Capital Housing Finance Ltd. |
100% |
Tata Capital Financial Services Ltd. |
100% |
Tata Capital Advisors Ltd. |
100% |
Tata Capital Growth Fund Ltd. |
73.75% |
Tata Cleantech Capital Ltd. |
80.50% |
Within Tata Capital, the three primary sources of income and profits are coming from Tata Capital Financing Services, Tata Capital Housing Finance Services, and Tata Cleantech Capital.
Profit Contribution by its subsidiaries
Peer Comparison
(₹ in crores)
Particulars |
Tata Capital |
Bajaj Finance |
Total Income |
13637 |
41406 |
NII |
7036 |
28846 |
PAT |
2975 |
11508 |
EPS |
8.46 |
190.53 |
BVPS |
49 |
900.16 |
P/E |
68.5 |
38 |
CMP (30 Nov) |
580 |
7200 |
Market Cap |
203400 |
445000 |
Tata Capital IPO Plans
Tata Capital is making changes to become a public company, with an IPO planned for 2025. The Tata group intends to take the non-bank lender public, and as part of that effort, Tata Capital Ltd. is changing how it operates and expanding the membership of its board. RBI has categorized Tata Sons as an 'upper-layer' NBFC and according to RBI regulations, 'upper-layer' NBFCs are required to be listed on stock exchanges within three years of receiving this classification.RBI designated Tata Sons as an NBFC in September 2022, and the three-year period will conclude in September 2025. According to the reports, in preparation for the IPO, Tata Capital is in the final stages of merging some of its important subsidiaries. These include Tata Capital Financial Services Ltd, Tata Capital Housing Finance Ltd, Tata Cleantech Capital Ltd, Tata Securities Ltd, Tata Capital Pte. Ltd, Tata Capital Advisors Pte. Ltd, and Tata Capital Plc. They expect RBI's approval for these mergers by the end of the year.
Financial Charts of Tata Capital Unlisted Share Prices
Balance Sheet of Tata Capital Unlisted Share Prices
Profit and Loss of Tata Capital Unlisted Share Prices
Ancillary of Tata Capital Unlisted Share Prices
Ratio Analysis
Peers
Industry Benchmarking
Segment Revenue
Subsidaries
Security Allotment
Corporate Governance
Team Management Details
FAQs of Tata Capital Unlisted Share Prices
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How to buy Tata Capital Ltd?
Below are three ways through which you can purchase Tata Capital Ltd:
- We at Altius Investech have many actively traded scripts and are market makers of unlisted shares. To check out all the unlisted shares traded. (Click on link). To submit a request to buy Tata Capital Ltd, please click on the trade button at the top of this page
- Additionally, you can download our app from your play store or app store, register on our application, and engage in active trading there.
Download the Altius App here https://onelink.to/hf4m72 - You can also reach out to us at : +91 8240614850 / +91 8240861716
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How to sell Tata Capital Ltd?
Below are three ways through which you can sell Tata Capital Ltd:
- We at Altius Investech have many actively traded scripts and are market makers of unlisted shares. To check out all the unlisted shares traded. (Click on link). To submit a request to sell Tata Capital Ltd, please click on the trade button at the top of this page
- Additionally, you can download our app from your play store or app store, register on our application, and engage in active trading there.
Download the Altius App here https://onelink.to/hf4m72 - You can also reach out to us at : +91 8240614850 / +91 8240861716
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What is the price of Tata Capital Ltd?
We provide a two way quote on all the shares we deal in. Your buy price for Tata Capital Ltd is ₹899 and your sell price for Tata Capital Ltd is ₹815. The price is based on our estimates and market conditions.
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What is the lock-in period of Tata Capital Ltd?
The lock-in period for Tata Capital Ltd varies depending on the category of investors:
- For retail Investors, HNIs, or Body Corporates, the lock-in period is 6 months from the date of the listing of Tata Capital Ltd
- For Venture Capital Funds or Foreign Venture Capital Investors, there is a lock-in period of 6 months from the date of acquisition of Tata Capital Ltd
- For AIF-II (Alternative Investment Funds - Category II), there is no lock-in period
August 2021 saw the introduction of this regulation by SEBI. The purpose of the regulation change, which lowered the lock-in period from a year to six months, was to incentivize additional investments in firms getting ready for initial public offerings, or IPOs. Since its introduction, a number of Portfolio Management Services (PMS) have advised their clients to purchase Pre-IPO shares in order to take advantage of the advantages associated with early-stage investments. This reduction in the lock-in period is considered as a significant step forward.
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How is the Tata Capital Ltd price calculated?
Fundamental & Comparative valuation models and the forces of demand and supply in the market for unlisted shares dictate the price. These prices are based on our estimates and transaction history of Tata Capital Ltd. The price is also determined from the most recent funding round for Tata Capital Ltd. This provides us with a benchmark valuation, offering a clear indication of the company's current market value as perceived by investors and industry experts.
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What are the lot sizes of Tata Capital Ltd?
We can generally arrange lot sizes starting with an investment of INR 20,000. To confirm the lot sizes of Tata Capital Ltd with us kindly click here.
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What are the financials of Tata Capital Ltd?
The financials of Tata Capital Ltd which includes the P/L of Tata Capital Ltd and the Balance Sheet of Tata Capital Ltd is in the financials section (Click on link).
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Where can I find the annual report of Tata Capital Ltd?
The annual report of Tata Capital Ltd is available in the annual report section (Click on link).
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Is buying Tata Capital Ltd legal in India?
Yes, buying and selling unlisted shares in India is indeed 100% legal. This activity is regulated and governed under the guidelines provided by the Securities and Exchange Board of India (SEBI). Investors and traders must adhere to these regulations and guidelines to ensure compliance with legal and financial standards. It's important for participants in the unlisted share market to be aware of and understand these regulations to engage in transactions legally and securely.
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Short-term Capital Gain taxes to be paid on Tata Capital Ltd?
When you sell unlisted shares within a period of two years from the date of acquisition, any profit earned from the sale is classified as Short-term Capital Gain (STCG). This gain is then added to your total income for that financial year. The tax on this short-term capital gain is calculated based on your applicable individual income tax slab rates. Therefore, the rate at which you will pay tax on the STCG from unlisted shares depends on your total income, including this gain, and the tax slab it falls under as per the prevailing income tax laws in India. It's important for investors to consider these tax implications when engaging in transactions involving unlisted shares.
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Long-term Capital Gain taxes to be paid on Tata Capital Ltd and how are They Taxed?
Long-term Capital Gains (LTCG) on unlisted shares in India refer to the profits earned from the sale of unlisted shares that have been held for more than two years. The key aspects of LTCG on unlisted shares include:
- Tax Rate: LTCG on unlisted shares is taxed at a rate of 20%.
- Indexation Benefit: This is a significant advantage for investors. Indexation allows for adjusting the purchase price of the shares for inflation, which can reduce the taxable gain.
- Importance for Investors: Understanding LTCG is crucial, especially for High Net-worth Individuals (HNIs) and retail investors, as it impacts their investment strategy and tax planning. Knowing these details helps in making informed investment decisions.
- Calculation: LTCG is calculated by subtracting the indexed cost of acquisition (the purchase price adjusted for inflation) from the sale price of the shares. The profit thus calculated is subject to a 20% tax.
- Applicability: LTCG tax is applicable to profits from the sale of unlisted shares held for more than two years.
- Relevance: This tax is particularly relevant to investors in the unlisted share market, including those considering selling their holdings after a period of more than two years.
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Applicability of Taxes on Tata Capital Ltd once it is listed?
When shares initially bought in the unlisted market become listed, the taxation rules change significantly if these shares are sold through a stock exchange. Here's what investors need to know:
Transition to Listed Market Tax Rates: Once unlisted shares are listed on the stock exchange and subsequently sold, the tax rates applicable to listed securities come into effect. This shift means that the favourable tax treatments for listed shares, as per the prevailing tax laws, will apply.
Taxation Based on Holding Period: The crucial factor in determining the type of capital gains tax (Long-term or Short-term) is the holding period of the shares. Importantly, this period is calculated from the original purchase date when the shares were unlisted.
Long-term vs. Short-term Capital Gains: If the shares are sold after being held for more than one year from the date of purchase (including the period when they were unlisted), they are subject to Long-term Capital Gains (LTCG) tax.
Conversely, if sold within one-year, Short-term Capital Gains (STCG) tax rates apply.
Significance for Investors: This information is vital for investors in the unlisted market, as it impacts their tax planning and decision-making process. Understanding these nuances ensures that investors can strategically plan the sale of their shares post-listing to optimize tax implications.
Advice for Investors: It's advisable for investors to keep a record of their purchase dates and monitor the listing dates closely. Additionally, staying updated with the latest tax regulations or consulting with a financial advisor is recommended for accurate tax calculations and compliance. -
How does Altius Investech source Tata Capital Ltd?
At Altius Investech, our approach to sourcing Boat Unlisted Share (Imagine Marketing) involves a strategic and direct method. Primarily, we acquire these shares from the below key groups:
Employees of the Company: Employee stock option plans (ESOPs) or other compensation packages frequently include shares for firm employees. For a various reasons, such as including portfolio diversification or financial considerations, some of these employees may eventually choose to sell their shares. We engage with these employees, providing them a platform to sell their shares.
Initial Investors: These are the angel or early-stage investors who provided capital to the business in its early stages. These original investors may look to sell all or part of their ownership position in the company as it develops and flourishes. This might be done for various reasons such as in order to maximise their investment, reallocate resources, or make other calculated financial decisions.
Funding rounds and VC funds: Altius Investech sources the shares from private placement rounds in which private companies seek to obtain capital from the market. Through our platform, venture capital funds can liquidate their shares and we receive the inventory from them when they decide to sell a portion of their ownership through block trades.
By establishing connections with these groups, Altius Investech guarantees our clients a steady and dependable supply of Boat Unlisted Share (Imagine Marketing). This process not only makes it easier for employees and initial investors in liquidating their assets, but it also gives our clients access to shares that aren't often found on the open market. Our platform effectively facilitates a win-win situation for both buyers and sellers. -
How to trust Altius Investech before buying Tata Capital Ltd from its platform?
Altius Investech stands at being India's fastest growing and leading marketplace for buying and selling unlisted shares. We believe in enabling access to alternative sources of investments at lower entry barriers to private equity investments.
With more than 25 years of experience, Altius Investech has carved a niche in the financial market by serving more than 8000 clients. The incredible journey is further highlighted by the vast number of transactions that Altius Investech has facilitated transactions that have already exceeded 300 crores.
For investors Altius Investech curates investment opportunities in companies at reasonable valuations which are on the verge of an IPO leading to massive value unlocking. Investments are backed by thorough research and sound investment thesis, with a time bound exit plan.
For ESOP Shareholder and existing Investors, we assist them to liquidate their shares even if they are not publicly traded by creating a platform where we find the right buyers and sellers for the best prices.
Altius Investech have been featured in top media news outlets like Economic Times, Financial Express, Money control. Check out about us on these - leading publications (Click on link) Our journey over these years has not just been about numbers; it's been about building trust and reliability.
We at Altius Investech are dedicated to upholding the greatest levels of ethics and transparency, making sure that your investment experience is not only profitable but also safe and reliable.
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73A, GC Avenue, Kolkata -13Corporate Address
Y-19, 90 DEGREES Magnus, EP Block,Sec V, Kolkata 700091Chennai Office
19/10, Guru Vappa Chetty Street, Chintadripet, Chennai - 600002
Dubai Office
2701, Executive Tower G, Business Bay, Dubai, UAE
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