Credavenue Private Limited (CPL), as per its annual fillings, is engaged in the business of providing software services, technology infrastructure and market/ data analytics. It offers the infrastructure to power debt markets through technology. It offers products such as Yubi Co.lend, and Yubi Pools. The company’s partners include SBM Bank, Chola, SBI, Union Bank, HDFC Bank, India Bank, CSB Bank, and Kotak Mahindra Bank, among others. The company was incorporated in 2020 and has its registered office located in Chennai, Tamil Nadu.

CredAvenue Private Limited, based in Chennai, is a cutting-edge FinTech company revolutionizing how businesses raise debt through a tech-first approach. Their innovative technology simplifies the discovery, execution, and fulfilment of debt products for both issuers and investors.

CredAvenue offers an integrated enterprise debt platform, providing a one-stop solution for prospecting, evaluating, executing, and monitoring debt.

• Loan Facilitation: Facilitates approximately 10,000 loans daily, aiming to scale up to 100,000 loans per day within three years.
• Market Impact: Plays a crucial role in the FinTech sector, fostering seamless interactions between corporate borrowers and debt investors.
• Extensive Investor Network: Collaborates with over 150 institutional investors, including PSU banks, private banks, mutual funds, insurance companies, NBFIs, and offshore funds.
• Client Base: Serves more than 6000 enterprises spanning manufacturing, services, and trading sectors across India.
• Efficient Technology Stack: Streamlines the entire lending process for lenders, from reaching qualified borrowers to underwriting, negotiating, closing deals, and post-disbursement monitoring from borrower identification to deal closure and post-disbursement monitoring. This not only expands the client base for lenders but also significantly reduces the time needed for deal closures.

 ₹14000Cr+ Credit Facilitated | 17000+ Active Enterprise | 6200+ Investors

CredAvenue has rebranded itself as ‘Yubi’ as it gears up for international expansion and widen its product portfolio in its mission to become an ubiquitous name in the global debt ecosystem.

Products and Business Segments

Yubi Loans: One of India's largest corporate loan marketplaces. This platform helps businesses access funds quickly and at competitive rates by connecting them with India's top lenders, all on one platform.

• ₹10,000 crore+ Amount of Loans Disbursed
• 3000+ Active Borrowers
• 750+ Active Lenders

Yubi Invest is India's leading fixed-income investment platform for bond issuance and investment for investors. Utilizing cutting-edge technology, it has facilitated transactions worth more than ₹13,000 crore for individual and institutional investors. 

• ₹22,000 crore+ Investments in Fixed Income Facilitated
• 45% Market Share in Fixed Income Instruments
• 5-12% Yield Range

Yubi Pools is an end-to-end securitization management system for banks and NBFCs. Yubi Pools simplifies securitization, having discovered, executed, and monitored over ₹75,000 crore in Direct Assignment and Pass-Through Certificates. It offers unparalleled efficiencies and a data-driven approach to asset-backed securities deal-making.

• 450+ Transactions
• ₹27,000 crore+ GTV Enabled
• ₹75,000 crore+ Portfolio Managed

Yubi Flow is India's largest non-TReDs supply chain finance platform that offers trade financing to lenders and corporates.. It connects anchors with investors on a fully integrated and easy-to-use platform, enabling the funding of supply chains and strengthening the channel partner ecosystem.

• 15,000+ Invoices Discounted
• ₹1,500 crore+ Amount of Loans Disbursed
• 12+ Sectors Covered

Yubi CoLend is an end-to-end co-lending ecosystem that offers discovery, operations, and monitoring modules to help extend credit to MSMEs in a simple and secure manner.

• ₹10,000 crore+ Amount of Loans Disbursed
• 10 lakhs+ Retail Clients
• 500+ Partners Onboard

Timeline

Management